Protect what matters most with the right insurance
Compare term life, health, motor and home insurance from IRDAI-approved insurers. Get instant quotes, buy online, and save up to 70%.
Why choose Catfin
Term life from ₹400/month
₹1 Cr cover at affordable monthly premiums.
Health insurance
Cashless treatment at 10,000+ hospitals across India.
Motor insurance
Instant policy for car and two-wheeler with add-ons.
IRDAI-approved
Only policies from regulated, licensed Indian insurers.
Compare top lenders
Transparent side-by-side comparison of the most competitive offers on Catfin.
HDFC Life Click 2 Protect
ICICI Prudential iProtect Smart
RBI-Regulated Partners
All lenders on Catfin are licensed by the Reserve Bank of India.
Transparent Pricing
No hidden fees. All charges disclosed upfront before you apply.
Eligibility & documents
Who can apply
- Indian citizen, age 21–65 at loan maturity
- Monthly income ₹25,000+ (salaried) or turnover ₹40L+ (self-employed)
- CIBIL score 700+ for best interest rates
- Minimum 2 years work experience or business vintage
- Stable residence and employment history
Documents required
- PAN card and Aadhaar card (KYC)
- Salary slips (last 3 months) or ITR (last 2 years)
- Bank statements (last 6 months)
- Proof of address — utility bill / rent agreement
- For business: GST returns, financials, MSME / Udyam certificate
How Catfin works
From comparison to money in your account — four simple steps, fully digital.
Compare
Browse curated offers from RBI-regulated lenders.
Apply
Fill one simple form with Aadhaar-based digital KYC.
Approve
Instant in-principle decision from matched lenders.
Disburse
Money credited directly to your bank account.
Calculate your EMI
Estimate your monthly payment. Built for the Indian market — uses the standard reducing-balance formula used by every RBI-regulated lender.
- Principal
- ₹10,00,000
- Total Interest
- ₹2,89,634
- Total Payable
- ₹12,89,634
Fees & charges
| Charge | Amount |
|---|---|
| Processing fee | Up to 2.50% of loan amount |
| Prepayment (floating) | Nil for individual borrowers |
| Prepayment (fixed) | 2% – 5% of outstanding |
| Late payment | 2% per month on overdue EMI |
| Loan cancellation | ₹1,000 + GST |
| Document / statement reissue | ₹500 per request |
Indicative industry charges. Final fees vary by lender and borrower profile. All charges disclosed in the sanction letter before disbursal.
What our customers say
“Got my working capital loan in 48 hours. The comparison tool saved me 1.2% on interest.”
“Clear breakdown of fees and EMI. No surprises at disbursal. Best fintech experience in India.”
“Home loan balance transfer through Catfin saved my family ₹3.2 lakh over the remaining tenure.”
Frequently asked questions
How much cover do I need?+
A commonly used rule of thumb is 10–15× your annual income. Use our calculator for a personalized estimate.
What is cashless claim?+
The insurer settles hospital bills directly with the network hospital — you pay nothing out of pocket.
Pre-existing illness?+
Most health policies have a waiting period (1–4 years) before pre-existing conditions are covered.
Premiums are indicative for a 30-year-old non-smoker. Final premium depends on age, health and lifestyle.